• Rice Terraces
    investing,  market

    The Average Stock Market Return

    When financial advice articles mention the average stock market return, they quote numbers in a wide range, usually between 5% and 12%. That’s a very significant difference: For example, an investment doubles every…

  • Retirement Update
    retirement update

    January 2021 Retirement Update

    The recent holidays have been productive for my retirement planning! I’ve been working for a few years on writing my own Monte Carlo retirement simulations and other algorithms. Now I’ve added some graphs…

  • Rice grains on chessboard
    market,  math

    Exponential!

    The King and the Chessboard You’ve probably heard the old story of the king that asked the inventor of chess what he wanted as a reward for his new game (or in other…

  • about

    Retiring: Art or Science?

    When will I be able to retire? What do I need to know? How will I spend my free time? What if the market crashes? Will my money last? As I ponder these…